Home  | Business Banking | Corporate & Institutional | Micro Finance | Treasury Products & Services
Deposit Accounts
Debit Cards
Personal Loans
Transfer & Payments
SMS Banking 
Internet Banking
Insurance Services
   What is CRDB SMS Banking

CRDB SMS Banking is a service that enables CRDB Bank's customers access their accounts through SMS.

CRDB SMS Banking allows you to access information and perform certain transactions on your account by using your mobile phone to send SMS to our banking systems.

CRDB SMS Banking brings your account to your fingertips. It enables you to send and receive textual information anywhere 7 days a week and 24 hours a day.

CRDB SMS Banking offers you the following benefits:
Convenient Being able to do your banking whenever and wherever you want.
Fast Quick means of receiving your account information.
Affordable It saves you a trip to the branch or ATM. You use normal SMS messages to perform query based transactions.
Safe Every message requires you to include your PIN number, which means no one else can access your account through this service.
CRDB SMS Banking services currently available are
Account balance enquiry: Enquire about your current and available balance.
Customer notifications: Receive automatic information on your mobile phone as per pre-configured notifications chosen at the time of registration.
Mini Statement Request: Access a mini statement for your account (last six entries).
Tariffs enquiry: Be informed on different rates and charges.
Big Credit/Debit advice Receive automatic information on every high credit or debit transaction.
Foreign exchange
rate enquiry:
Enquire about the latest Foreign Exchange Rates.
Check book ordering: Request for a cheque book.
Transfer of funds: Order for money transfer from your account to another within the Bank.
Salary credit advice: Be informed each time your salary is credited to your account.
Utility payment: Pay utility bills on your mobile
 
There are two types of messages that customers
can receive:
  • Notification messages that while registering for CRDB SMS Banking you are able to choose to receive particular notifications when particular money movements occur in your account. This information will be sent via an automatic SMS message directly to your mobile phone.
  • The enquiry messages will enable you to check the status of your account 24 hours a day, 7 days a week. To do this simply send an SMS message with one of the corresponding codes , alias name* and PIN** number to the Bank's number 0748-700060 and wait for response from the Bank.

    * 'Alias name' is created for you by the Bank from the first two letters of first and last name of your account name. eg. Alis name for John S. Masanja would be 'JOMA'.

    ** 'PIN' is your secret number known to you only.

 
How to use CRDB SMS Banking
SERVICE PROCEDURE
Account Balance enquiry Send the Message "BA1234PXXXX" where BA and P are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number.
Mini Statement Request Send the Message "MS1234PXXXX" where MS and P are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number.
Order for Statement Send the Message "OS1234PXXXXPERIOD" where OS and P are fixed and the numbers 1234 represent your alias name, XXXX represents your PIN number and PERIOD is duration of statement.
Fees Advice Send the Message "LF1234PXXXX" where LF and P are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number.
Facility
Interest Rate Advice
Send the Message "IR1234PXXXX" where IR and P are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number.
Foreign Exchange
Rate Advice
Send the Message "FR1234PXXXXV USD" where FR, P, and V are fixed and the numbers 1234 represent your alias name, USD represents the currency and XXXX represents your PIN number.
Stop a Cheque Payment Send the Message "SC1234PXXXXchq No 00012 for TShs 500,000" where SC and P are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number. This means that a customer is stopping payment of cheque Number 00012 for TShs 500,000.
Cheque Book Ordering

Send the Message "CB1234PXXXXB25-1 book" where CB, P, and B are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number. This means that a customer has requested for 1 book of 25 leaves.
Cheque request will need processing time and require a visit to your branch to collect your cheque book.

Stop a
Cheque Book
Send the Message "SB1234PXXXXChq series 00061 to 00090" where SB, P, and Chq are fixed and the numbers 1234 represent your alias name and XXXX represents your PIN number. This means that the customer is stopping cheque book with cheque series 00061-00090.
Fixed Deposit Instructions Send the Message "FD1234PXXXXVEEEEEE for TT days" where FD, P, and V are fixed and the numbers 1234 represent your alias name, XXXX represents your PIN number, EEEEEE represent an amount and TT represent number of days
Call Deposit Instructions Send the Message "CD1234PXXXXVEEEEEE for TT days" where CD, P, and V are fixed and the numbers 1234 represent your alias name, XXXX represents your PIN number EEEEEE represent an amount and TT represent number of days
Change of PIN Send the Message "PC1234OXXXXNZZZZ" where PC, O and N are fixed and the numbers 1234 represent your alias name, XXXX represents your PIN number and ZZZZ represents your new PIN
Transfer of Funds Send the Message "FT1234PXXXX to 22222222=50,000" where FT, and P are fixed and the numbers 1234 represent your alias name, XXXX represents your PIN number, 22222222 represents an account and 50,000 represents amount to be transferred
Payment of
Utility - Water
Send the Message "UW11223344PXXXXVTShS 50,000" where UW, P and V are fixed, 11223344 represents utility account number, XXXX represents your PIN number and TShS 50,000 represents amount to be paid.
Opening Hours Send the Message "OH11223344PXXXX" where OH, 11223344 and P are fixed and XXXX represents your PIN number.
Tariff Send the Message "LF11223344PXXXX" where LF, 11223344 and P are fixed and XXXX represents your PIN number.
 
 
 
Cash Rates 28 Aug 2008
Currency Buying Selling
   USD 1137 1184
   EUR 1692 1745
   GBP 2119 2174
 >> More