Insurance


You never know when a misfortune will strike. It could happen to anyone. Take an insurance cover today and ensure your peace of mind. We have a range of insurance policies to cover just about every need including domestic package policy, personal accident policy, motor policy, fire policy, burglary policy, and many more.

Credit Life Assurance
Provides cover to a creditor - Bank, SACCOS and the like against financial loss which they would be likely to suffer following the death or permanent disablement of a borrower before a loan is fully repaid.
Eliminates complications related with attaching a collateral security and will administration procedures Ensures that the deceased family is not left homeless or bothered with repayment of the outstanding loan.

Fire Insurance
The standard fire policy covers loss or damage to property insured as a result of fire, lightning, or explosion (brought about by gas used for domestic purposes)
This kind of fire cover is however limited in scope and is therefore extended to cover other perils (now known as special perils) such as: Impact Damage, Bursting of Pipes, Floods, Earthquakes, and Aircraft etc.

Domestic Package Insurance
This cover provides indemnity to an Insured against loss or damage to a private dwelling house including the household contents therein as a result of fire, theft, lightning, storm, earthquake, floods, water damage and other related perils.
• Also covers liability at Law for your Workmen’s
• Liability to third parties

Money Insurance
Covers loss, destruction or damage to money whilst:
• In Transit
• In Premises - During & out of business hours
• In the hands of salesmen
• In the hand of Directors or
• Damage to safe or Strong room following theft or an attempt thereat

Fidelity Guarantee Insurance
Covers loss of money, goods, or stock belonging to the insured resulting from dishonest acts of his/her employee(s) in the course of executing their duties, It also extends to cover goods held in trust by the Insured.

Goods in Transit Insurance
Provides compensation to the owner of goods should the same be damaged or lost whilst in transit on road or rail .This policy can be taken by either the owner of the goods being transported or the carrier of the goods.


Marine Insurance
Covers goods being transported by sea or by air against perils incidental to such transits.
Cover attaches from the time the goods leave at the port of loading continues during the ordinary course of transit and terminates on delivery at the final destination or on expiry 6 days after discharge from carrying vessel, this policy is Suitable for Importers and Exporters.

All Risks Insurance
Covers the insured property whilst at any location within the territorial limits stated in the policy against fire, theft or other misfortune subject to certain exclusions such as mechanical or electrical breakdown, suitable for office equipment such as computers, photocopiers, calculators, fax machines and the like.

Contractor’s All Risks (CAR) & Plant All Risks Insurance (PAR)
The CAR Policy provides compensation to contractors in the event of there being damage to construction works from a wide range of perils such as fire, earthquake, and impact before the construction is complete.

The PAR Policy provides cover against the contractor’s plant and machinery including mobile plant such as excavator, graders, tippers and the like. Third party liability is however not covered whilst the vehicle are moving on their own on a public road.

Personal Accident Policy
"Enjoy life free of financial worries"
While at work or play there is always possibility of an accident that could leave you injured. Financial implications of such an accident can be enormous! But you do not have to carry it all on our own. A personal accident policy from CRDB Bank will take care of your financial costs in the event that bodily injury or death and permanent disability due to an accident.

  Motor  Policy
Get value for your money with our motor insurance policy. We offer highly affordable cover to protect you against any loss of or damage to your motor vehicle due to an accident, theft, fire and liability to third

Our motor policy gives you the following options:


  Comprehensive
This policy covers loss of or damage to any insured vehicle and its accessories and spare parts caused by fire, theft, accidental collision or over turning, malicious act and other liabilities to the third part.
  Third party fire and theft
This policy covers loss of, or damage caused by fire, theft, explosion and liability to third parties.
  
  Third party only
This policy covers third party liabilities.


To have your Domestic Insurance Policy, speak to our Relationship Manager by calling +255 22 2117442/7 or send an e-mail to  This e-mail address is being protected from spambots. You need JavaScript enabled to view it