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Information for Investors
CRDB Bank Plc endeavours to provide transparent, timely and comprehensive disclosure to investors. This is undertaken through a proactive process whereby information is continually and broadly disseminated to the public and financial information is provided on quarterly and annual basis. Set out below are a financial performance summary, selected financial indicators and share price information as at 31st March, 2013; and the shareholding structure as at 30th April, 2013.
Financial Performance summary as at 31st March, 2013
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Item
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31/03/2013
TZS millions
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31/03/2012
TZS millions
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Change in
(%)
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Total Assets
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3,175,931
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2,812,898
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13.0
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Total Deposits
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2,676,300
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2,352,008
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13.8
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Loans, Advances and Overdrafts
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1,749,043
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1,532,876
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14.1
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Shareholders’ Funds
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347,699
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275,427
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26.2
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Net Income (Loss) Before Tax
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35,735
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28,574
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25.0
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Net Income (Loss) After Tax
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26,111
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20,662
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26.3
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Selected Financial Indicators
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Ratio
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31/03/2013
(%)
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31/03/2012
(%)
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Shareholders funds to total assets
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11
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10
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Non performing loans to total gross loans
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7
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9
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Gross loans and advances to total deposits
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68
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68
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Loans and advances to total assets
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55
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54
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Earnings assets to total assets
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78
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82
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Share Price Information
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Item
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31/03/2013
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31/03/2012
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Number of Shares in Issue
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2,176,532,160
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2,176,532,160
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Market price
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163.00
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150.00
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Book value
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159.70
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126.50
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Price- to- book value ratio (P/B ratio)
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1.02
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1.18
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Earning per share (EPS)
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11.9
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9.46
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Price- to-Earnings Ratio (P/E)
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13.7
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15.8
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Volume of shares traded
(1st Quarter 2013)
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12,614,069
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3,145,193
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Foreign holding (%)
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12.58
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10.96
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Market Capitalization (TZS Billions)
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354.77
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326.48
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Shareholding Structure as at 30th April, 2013
Set out below is the shareholding structure of the Bank showing shareholders owning above 10%, above 1% and less than 10%, and less than 1% of the Bank’s share capital as at 30th April, 2013.
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NAME
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30/04/2013
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31/01/2013
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SHARES
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%
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SHARES
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%
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Above 10%
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DANIDA Investment Fund
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467,781,934
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21.5
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467,781,934
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21.5
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PPF Pension Fund
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217,401,749
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10.0
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217,401,749
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10.0
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Sub Total
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685,183,683
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31.5
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685,183,683
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31.5
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Above 1% and less than 10%
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PSPF Pension Fund
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56,531,350
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2.6
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71,531,350
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3.3
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re Pictet and CIE A/C Blakeney General Partners III Ltd-TZ
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54,405,578
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2.5
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50,905,578
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2.5
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LAPF Pension Fund
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44,372,958
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2.0
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44,372,958
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2.0
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re Altree Custody Services Ltd - 008 - Tanzania
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40,927,500
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1.9
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36,937,300
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1.8
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Western Zone Tobacco Growers Cooperative Union Ltd
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36,000,000
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1.7
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36,000,000
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1.7
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re Pictet and CIE A/C General Partners IV Ltd-TZ
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35,282,392
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1.6
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24,582,392
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1.6
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CMG Investment Ltd
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34,588,554
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1.6
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33,142,754
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1.6
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Hans Macha
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28,082,800
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1.3
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28,082,800
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1.3
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re SCB Ghana A/C Epack Investment Funds Limited
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24,790,240
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1.0
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24,790,240
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1.0
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re SCB Ghana A/C Mega African Capital Ltd - Tz
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23,385,758
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1.0
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20,699,858
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1.0
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Lindi Development Fund
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21,660,000
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1.0
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21,660,000
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1.0
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SCB (T) Nominee Ltd Standard Chartered Bank (Mauritius) Re Pictet And CIE A/C Patrick Schegg
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21,230,300
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1.0
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21,230,300
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1.0
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Sub Total
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421,257,430
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19.2
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413,935,530
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18.9
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Less than 1%
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More than 29,000 shareholders
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1,070,091,047
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49.3
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1,077,412,947
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49.6
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Grand Total
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2,176,532,160
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100.0
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2,176,532,160
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100.0
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CHANGE OF EXTERNAL AUDITORS
The Banking and Financial Institutions (Independent Auditors) Regulations 2008, stipulates the maximum tenor of four years for which an Independent Audit firm can consecutively audit any bank or financial institution. The Shareholders in compliance with this regulation appointed M/s PriceWaterhouseCoopers to replace M/s Deloite and Touche.
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